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DFS Products and Services

FHA READY CREDIT PACKAGE This package is designed to give anyone FHA Guideline mortgage ready credit scores in a very short time frame. By using the “Grayson Formula” we can give anyone good credit (600-699) in about 30-45 days. Some clients may exceed the average time frame depending on their particular credit circumstances, however you can be confident in the fact that our company will stand behind you until you receive perfect credit.
1. We restructure your credit so that it is FHA compliant
2. We use a single phase dispute process that is designed to eliminate 40-100% of all derogatory credit
3. We develop strategies to eliminate public records including tax liens, judgments, and garnishments
4. We shut down collection agencies before you have to pay them any money
5. We can employ a hard target removal strategy for aggressive derogatory items like; bankruptcies, foreclosures, repossessions and rolling lates
6. We help you reduce, restructure, consolidate and or eliminate your debts according to your instructions and financial needs.

90 DAY PERFECT CREDIT PACKAGE T his package is designed to give anyone perfect credit in a very short time frame. By using the “Grayson Formula” we can give anyone perfect credit (700-749) in about 90 days. Some clients may exceed the 90 day time frame depending on their particular credit circumstances, however you can be confident in the fact that our company will stand behind you until you receive perfect credit.
7. We restructure your credit so that it is FICO compliant
8. We use a 3 phase dispute process that is designed to eliminate 40-100% of all derogatory credit
9. We develop strategies to eliminate public records including tax liens, judgments, and garnishments
10. We shut down collection agencies before you have to pay them any money
11. We can employ a hard target removal strategy for aggressive derogatory items like; bankruptcies, foreclosures, repossessions and rolling lates
12. We help you reduce, restructure, consolidate and or eliminate your debts according to your instructions and financial needs.

EXTREME CREDIT PACKAGE This package is designed to give anyone who has good credit the power to achieve Extreme Credit (750-849) in a very short time frame. By using the “Grayson Formula” we can give anyone Extreme credit in approximately 90 days. Some clients may exceed the 90 day time frame depending on their particular credit circumstances, however you can be confident in the fact that our company will stand behind you until you receive extreme credit.
1. We restructure your credit so that it is FICO compliant
2. We develop strategies to enhance your trade line effectiveness
3. We convert all tertiary and secondary accounts to primary level creditors
4. We remove inquiries
5. We help you reduce, restructure, consolidate and or eliminate your debts according to your instructions and financial needs.

TRIPLE- A CREDIT PACKAGE T his package is designed to give anyone the highest level of credit in a very short time frame. By using the “Grayson Formula” we can give anyone Triple A Credit (850-990) in about 30 days and perfect credit (850-990) in about 3-6 months. Some clients may exceed the average time frame depending on their particular credit circumstances, however you can be confident in the fact that our company will stand behind you until you receive perfect credit.
1. We restructure your credit so that it is FICO compliant
2. We use a hard target dispute process that is designed to eliminate 100% of all derogatory credit
3. We can employ a trade line enhancement strategy where necessary.
4. We help you reduce, restructure, consolidate and or eliminate your debts according to your instructions and financial needs.

HARD TARGET REMOVAL PROGRAM The primary skill that sets us apart from every other credit company in the country is our ability to develop a strategy to address every single derogatory item on your credit report. For our clients whose credit is basically good but they may have 1-3 credit concerns then this process is recommended. We will attack every single derogatory item that you specify with an aggressive administrative remedy that has a proven track record. When individuals, other credit repair organizations, law firms and financial advisor have problems that they can’t handle such as: bankruptcies, foreclosures, repossessions and rolling lates, then they count on our company to make those concerns disappear.

JUDGMENT REVERSAL PROGRAM This package is designed to overturn every Judgment, Garnishment and Bank Lien. If you have had your paycheck garnished or your bank account attached then you are entitled to a refund. If you currently have a judgment against you then it is important to reverse it before it becomes a garnishment or lien. By using our strategy we can reverse 99.99% of all judgments. This process usually only takes between 2-6 weeks to complete.

PERFECT BUSINESS CREDIT IN 90 DAYS OR LESS In this complex economic climate, some types of financing have become increasingly difficult to obtain. The one source of funds that continue to flourish is business loans. Banks have made it harder to get some loans like mortgages and personal unsecured loans while putting more emphasis on more reliable loans like business loans. In order to gain access to this multi-billion dollar reservoir it takes good business credit. Don’t start a business with cash start a business with credit. 90% of all businesses fail in the first two years. You can never start with enough money. OPM (other people’s money) never runs out.. By using our formula driven process, we can give any business perfect credit (70-80 Paydex score) in 90 days or less.
1. We structure your business so that it is D&B compliant
2. We use a 3 phase process that is designed to increase your number of non-personally guaranteed accounts
3. We help you to acquire enough high credit limit accounts so that you will qualify for cash, lines of credit
4. We develop strategies to build you a portfolio of business credit cards
5. We help you to establish several vendor accounts
6. We help you to secure fleet accounts.
FORECLOSURE ABATEMENT Foreclosure abatement is a term used to describe a comprehensive system that was designed by one of the leading financial engineers in this country. It was designed to insure that you will never have to worry about a foreclosure ever again. It involves a flexible eight step process that is designed, so that any American can utilize this system to stop, delay or reverse a foreclosure at any step in the process. If you still have the keys to your house and you still reside in the home, then you can use this strategy even if you have received an eviction notification. Whether you need a loan modification, mortgage modification, restructuring, or workout plan, we are there when a borrower is facing great financial hardship, having difficulty making their mortgage payments, and is facing foreclosure, we work with your lender to change the terms of your mortgage loan to make it more affordable.

LOAN MODIFICATION If you are having trouble making your mortgage payments then this is the program for you. Even if you have had trouble qualifying for loan modification in the past we have a program for you. If you can afford your mortgage payments but would like to take advantage of the new Principle Reduction Programs available then you should sign up for this comprehensive system that was designed by one of the leading financial engineers in this country. It was designed to insure that you will never have to worry about your mortgage payments or the value of your home ever again. Whether you need a loan modification, mortgage modification, restructuring, or workout plan, we are there when a borrower is facing great financial hardship, having difficulty making their mortgage payments, and is facing foreclosure, we work with your lender to change the terms of your mortgage loan to make it more affordable.

THE WALK AWAY PROGRAM Tired of the hassle and worry of trying to deal with your home? Wish you could just walk away free and clear? Now there is a way to walk away from your home without worrying about deficiency balances and bad credit. Let us assume the debt and responsibility and once we are done we will clean your credit for free. Best of all this program cost you no money. Call today for more information.

MORTGAGE PAYMENT INSURANCE: Mortgage Payment Insurance is designed to protect your mortgage payments in the event of accident, sickness or unemployment. In these uncertain economic times what better protection can you ask for? When you’re looking for peace of mind, then why not do business with the best.
PARALEGAL SERVICES Our services are available in a virtual and/or personal way to offer services to your home or business when you need them in complete confidence. We offer reasonable prices that will allow you to maintain your business without excessive paralegal expenses. This allows you to have legal assistance only when necessary, therefore, you avoid contracting paralegal assistance full-time. Our Corporate Finance Group offers solid, comprehensive intelligence for clients seeking to capitalize on business opportunities, such as locating prospects, conducting due diligence, and structuring transactions.
E-Z LOAN GROUP There is an easy way to get the loan you want. Whether you are looking for a personal loan, business loan, credit card, or mortgage loan, DFS puts them within your reach. We will get you in touch with lenders willing to grant you the loan you need, even with bad credit. By becoming a client you will get guaranteed approval. You have nothing to lose!

EMPLOYEE BENEFITS GROUP DFS’s Employee Benefit Services Group focuses on designing and implementing effective and affordable solutions for your company’s employees and principals. Our focus is to provide you with solutions that enable you to improve credit, increase employee job satisfaction, increase employee retention, and offer a unique benefit that will further enhance your ability to attracted qualified applicants.
Seminars, Workshops and Classes DFS will come to your location and host a workshop, seminar or class that will teach your members and or employees how to eliminate debt and build perfect credit in 90 days or less. Everyone who attends this seminar will be able to improve their credit

Strategic Credit Restoration & Development Certification Classes (FICO(R)) This course involves a careful examination of the FICO credit scoring system as a tool for technical wealth building applications ,and for solving credit based problems. Emphases are on development of basic credit restoration skills, credit score developmental processes, and solution of strategic cash flow problems. It is an exploratory first course in credit information systems that is designed primarily for students planning to become real estate investors or business owners upon completion of this course. However, it also meets the needs of many students with other interests, as a refresher course in credit technologies, a course for upgrading credit score enhancement skills, a course for students training to be corporate executives, management trainees, financial empowerment teachers, or a course that provides students with a general "feel" for the subject of credit. Everyone who passes this course will know how to build perfect credit in 90 days or less. You will graduate with a 700-990 credit score.
DEBT RESOLUTION Being able to have something now and pay later can lead easily to overspending and financial problems. There are many different reasons that one might be having financial difficulties. Deciding what you need to do to rid yourself of the burden of debt is the most important decision that you will make. We are experts in debt law, debt management and personal finances. When you are ready to resolve your problems then we have a customized strategy that will give you relief and results. Eliminate all of your debts in less than 12 months without filing for bankruptcy. Resolve your debts for 30-50%. One lump sum settlement or low monthly installments and once you have completed this process we will restore your credit for free!

EXTREME CREDIT BOOK SERIES If you can’t afford our services then don’t worry because we have a solution. Everything that we do for our clients has been carefully written down in an easy to follow, step by step manual. This twelve volume series is easy the most comprehensive and technologically advanced credit and financial training system in the country. If you are ready to take control over your finances then this is the answer to your prayers. Start today on your road to financial empowerment